Tools

Run the numbers yourself

Home Loan Readiness Check Build Your Own Property Strategy

Simple calculators that show their working. They give general estimates only: lenders, fees and your circumstances will change the real answer.

Loan repayment calculator

Principal and interest, monthly repayments.

Monthly repayment: –
Repayment at rate + 3% (lender buffer): –
Total interest over the term: –

Gross vs net rental yield

Annual figures. Net yield is on purchase price plus buying costs.

Gross yield: –
Net yield (before interest and tax): –
Net income per week: –

Free resource

Want the full spreadsheet?

An Excel spreadsheet (also opens in Google Sheets) that compares up to three properties: gross and net yield, holding costs, weekly cash flow before tax, and stress tests if rates rise.